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All You Ever Wanted to Know About Insurance

How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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When Roadside Assistance Isn’t Enough

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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How To Write A Will In 10 Simple Steps

For centuries we have been told the importance of writing a will, and yet 71% of Americans under the age of 34 don't have one. Millennials aren't the only generation neglecting the importance of a will, either. Almost...

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Disability Insurance 101

Chances are your income is one of the most important, necessary aspects in your life. In the event you are or become disabled, sustaining a normal, livable income can be incredibly difficult, especially when personal...

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10 “Healthy” Foods that Aren’t Really That Healthy

Americans are suckers for advertising. If it's slapped on a label, it must be true, right? Better yet, make the label green and look like a leaf and you're probably even more likely to buy it in the name of better...

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Best Cars for Teenagers in 2016

Whether you are dreading your teen getting behind the wheel or ecstatic that your carpooling and chauffeuring days are over, choosing a car for your teen driver is an important process. Since teens lack driving...

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Motorcycling’s 5 Biggest Risks

In spring 2015, a reported 12.5 million Americans said they lived in a household that owned a motorcycle. Some might find it surprising to learn that this number has dropped by 3.68 million households since spring 2009....

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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Insurance And Airbnb: How Does It Work?

In fall 2007, San Francisco, CA residents Brian Chesky and Joe Gebbia developed an innovative way to help pay rent: they transformed the loft in their apartment into a studio with three air mattresses and, after...

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3 Ways To Make Sure You Never Commit Insurance Fraud

The Coalition Against Insurance Fraud estimates that nearly $80 billion is taken by insurance fraud each year. With the exception of Oregon and Virginia, 48 states and the District of Columbia have insurance-fraud laws...

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3 Ways To Maintain Your Boat

Whether you are new to the boating scene or a veteran on the water, maintaining proper upkeep of your boat is not only an important part of boat ownership, it is also essential in extending the longevity of your vessel'...

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How to be prepared for a California earthquake

Earthquakes are more common in California than other parts of the country, and even minor ones can cause a lot of damage. Here are some ways you and your family can prepare, so you can minimize its effect on your life....

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Do You Need Insurance For Your Done?

In February 2015 the Federal Aviation Administration (FAA) released a Notice of Proposed Rulemaking (NPRM), that the sky was now open to unmanned aerial vehicle (UAV), or drones. If you are like other individuals and...

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What to Do After A Hit and Run in California

For years, California has led the nation in hit-and-run accidents; there are nearly 575,000 hit and run car accident cases in the U.S. every year and more than 20,000 of those accidents occur in the Los Angeles are. Hit-...

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How Does Term Life Insurance Work?

You've heard about term life insurance, but you're not sure exactly what it is and if it's something you should purchase. Here are some basics to help you decide if term life insurance is right for you and your family....

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Tips for Protecting Your Home from Burglary

Your home is sacred. It's where you and your loved ones live your lives. It's where you go to be safe and protected from the world. The last thing you want is for someone to violate your home by breaking in, taking away...

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The Basics of Umbrella Insurance

Let's talk umbrella insurance. You may be wondering, "So, what is it exactly and is it something I should consider purchasing?" To answer the second part of that question, yes, you should consider purchasing umbrella...

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What To Wear To Stay Safe On A Motorcycle

Motorcycles are an efficient and affordable transportation option, but they can also be dangerous, especially if you are not dressed properly when riding it. After purchasing your new motorcycle, you might not want or...

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Why Is California Auto Insurance So Expensive?

Whether you have just purchased your first car or are an experienced driver, auto insurance is a necessity. As you have been looking at different auto insurance plans, especially if you have lived and driven in another...

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Renters Insurance FAQs

More and more people in the U.S. are renting these days, but in 2014, data showed that only 30 percent of renters had renters insurance. When it comes to renters insurance, there are a lot of common misconceptions....

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Visiting Moreno Valley? Give These 3 Activities A Try

You have no excuse to be bored in Moreno Valley, California! No matter your budget is, whether your prefer indoor or outdoor activities, or if you would rather have experiences by yourself or with a group, there's...

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5 Life Insurance Misconceptions, Cleared Up

Any kind of insurance can be confusing, but life insurance is one type that a lot of people have misconceptions about. To help clear up those misconceptions, listed below are five of the most common ones, accompanied...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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10 Little-Known Facts About Riverside California

If you think you know everything interesting about your hometown of Riverside California, think again! Here is a countdown of 10 little-known, interesting facts! #10: Our Restaurants - Our city has 610 ranked...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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10 Pros and Cons of Living in an HOA

Moving to a home in a homeowners association? Read these 10 pros and cons before signing the dotted line and let Best Insurance Services help today! - Homeowners association: an organization that some people love to...

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Home Safety with Creative Key Hiders

Did you know that over 2,000,000 home burglaries are reported every year in the United States? And 66 percent of these burglaries involve residential break-ins, with nearly 30 percent of these burglaries occurring as a...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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How to Get Your Security Deposit Back When You Move

Did you know that one out of four people, or 26 percent of renters, do not receive their security deposit back when moving out? Even renters who don’t abuse or damage their rental can fall victim to security deposit...

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How To Find A House Sitter You Can Trust

Traveling can be fun and exciting, but leaving your house unattended while you explore the world means your house is vulnerable to burglary and vandalism. In some cases, leaving your house empty for too long could also...

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5 Low-Cost Ways to Boost Your Home’s Value and Sales Appeal

Increasing your home’s value doesn’t have to destroy your savings or diminish your children’s college fund—there are inexpensive ways to increase the value of your home so you’ll be able to get a high appraisal and a...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

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5 Cars That are Cheap to Insure

When looking for an old clunker or a new whip, car insurance is often the last thing to be considered. These 5 cars are the cheapest to insure. Just last year, more than 16.3 million cars were sold in the United States...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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The Top 3 Causes of Automobile Accidents in California

In California, car accidents occur all too often. While you can't mitigate all the risk, knowing the common causes of car crashes can help you and your family stay safe on the road. The Top 3 Auto Crash Causes - Based...

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How To Successfully Rent Out Your Property

Renting out your property is a great way to hang on to an investment while earning extra money-but renting property comes with risks. Here are a few tips to help you be successful: Prepare For Additional Responsibility -...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long as...

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6 Simple Ways To Conserve Water

Conserving water saves you money on utility bills and protects the environment. It is especially important during drought conditions. Here are 6 easy ways to use less water. 1. Make Smart Purchases - Whenever you...

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How To Prevent Theft and Protect Your Vehicle

Are you looking for ways to protect your vehicle and deter potential thieves? Here are 5 things you should be doing. 1. Always Lock Your Car - Locking your car is a simple and easy way to prevent thefts. This will deter...

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Purchasing A New Home Vs. An Existing Home

Buying a home is a substantial investment, and a long-term commitment. Be sure you are making a choice you'll be happy with by carefully considering your options. Some people prefer to purchase new homes while others...

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The Latest and Greatest: Technology and Auto Insurance

Do you consider yourself a good driver? Do you feel like you're paying too much for car insurance? Chances are if you answered yes to the first question, you likely answered yes for the second as well. With advanced...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...

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Are you safe from carbon monoxide?

Perhaps the worst kind of home intruder is the silent, undetectable one that enters regardless of how many and how strong your locks are, and can kill you while you sleep. Carbon monoxide is a dangerous and deadly...

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Home Maintenance Must-Do’s

What is the first thing you consider when purchasing a home? For most of us, we quickly answer this question with one word: money. The financial responsibilities that come with buying a home often overshadow the...

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Motorcycle Insurance: What You Should Know

Hitting the streets on a motorcycle is one of the most satisfying ways to enjoy your surroundings and experience the thrill of the open road. However, any experienced rider knows that the thrill comes with certain risks....

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4 Reasons To Invest In Earthquake Insurance

Earthquake insurance provides essential protection for your home and your belongings in the event of a disaster, but surprisingly, many California residents aren't covered. According to the California Earthquake...

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Spring Into Home Maintenance Mode in California

Spring is a time for rejuvenation, and, as the weather gets warmer here in Moreno Valley, California, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...

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Which Life Insurance Policy Should You Choose?

Life insurance protects your family and provides you with peace of mind, but choosing the best policy can be confusing. The policy you need will depend on your specific lifestyle, financial situation, and more. Keep...

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3 Things You Can Do to Make Your Car Last

When you have a car, it becomes an essential part of your everyday life, and that generally means that you want to make it last. At Best Insurance Services, we want to make your car work as well as possible for as long...

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The Secrets of Car Insurance: Weighing in on Comprehensive and Collision Coverage

In our last post, we discussed the basics of auto insurance. Today, we will take this discussion a step further by exploring the differences between comprehensive coverage and collision coverage. Understanding the types...

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How To Choose The Right Auto Insurance Policy

You know you need auto insurance-but what type of policy is right for you? This will depend on where you live, your financial situation, your driving record, and the vehicle you drive. Keep reading to learn more about...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more California residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Renters Insurance Is A Smart Investment—Here’s Why

Most people know that they need health insurance and auto insurance, but what about renters insurance? Is it really necessary? The short answer is: yes. To understand why renters insurance is important, you need to know...

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Benefits of an Independent Insurance Agent

So, you're looking for insurance. You've been looking for days and you're probably overwhelmed with the amount of information and choices available. If this is you, it may be time to consider an independent insurance...

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Tips for Preparing Your Taxes in 2015

Are you among the many this year who are dreading tax season? It can be a bit of a headache to file taxes yourself, especially if you are planning on doing them yourself and you aren't exactly sure what you are doing....

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Finding the Right Amount of Home Insurance

Your home isn't just a house and home insurance isn't just a financial policy. In fact, finding proper home insurance coverage can ensure your home remains a place of security and joy. Looking for and choosing home...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in California, it may be a good time of the year to...

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5 Easy Ways to Prepare Your Home for Spring Cleaning

There are many benefits to having a clean home. Not only does it provide a more peaceful atmosphere, alleviate stress, and help you focus on what's really important, it helps you take care of what is most important as...

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Best Insurance Quick and Easy Quotes

Looking for an insurance policy that fits your needs can be a pain; you often have to fill out piles of paperwork just to get a quote. And after all that, some agencies pressure you into choosing a policy you don't want....

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Home Insurance: Actual Cash Value Vs. Replacement Cost

Finding the right home insurance policy can be tricky-understanding it can be even trickier. Have you ever wondered about the difference between actual cash value and replacement cost? Understanding the difference will...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Finding The Best Home Insurance For You

Buying your first home is a memorable milestone in your life. Your home will have both monetary and sentimental value to you, which is why you need to make sure it's protected. The process of purchasing homeowner's...

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How to Host the Best and Easiest Thanksgiving

Even if you're an expert at hosting events and cooking dinner, having guests over for Thanksgiving can be daunting. There's a lot of pressure to provide an enormous and delicious Thanksgiving feast, which would stress...

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Home Energy Savings in the Winter

Winter is coming, and even if you live in a relatively warm area, your energy bills may go up throughout the winter season. Keeping those bills in check can help you stick to your budget and have a more successful...

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The Value of Home Insurance

Most homeowners know that their home insurance policy is important, but even though they usually have insurance, most homes are underinsured. This means that in the case of an accident, many Americas have to pay for a...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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RV Insurance and Safety

Taking a road trip in your RV sounds like a dream - until something goes wrong. Prevent any hiccups in your trip by preparing ahead of time with the proper protection: RV insurance. Here are some reasons for investing...

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How to Make Your Next RV Excursion an Adventure

The air is cool and crisp, and you are about to start off on your next big RV adventure! But how will you make your trip the best adventure you've had so far? That is where we can help! Making your RV trip an adventure...

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What Not to Do After an Accident

There are certain "must-dos and don'ts" of driving, which includes not getting into a car accident. However, accidents do happen. When they do, you need to know the must-dos and don'ts of post-collision behavior. Here...

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How to: Exchange Insurance after an Accident

Drivers never hope to be in an accident. However, those who find themselves in that scenario are often unprepared for it. There are certain steps one needs to take after an accident in order to ensure that everything...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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Earthquakes: Being Prepared

Earthquakes can be terrifying and overwhelming events, and being prepared can make a huge difference in how an earthquake will affect your life. Insurance is a great resource to protect your home in the event of an...

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Do You Really Need Earthquake Insurance?

Earthquakes are a big deal, but many people think the costs of earthquake insurance might not be worth it. In reality, Moreno Valley is at a high risk for an earthquake, and this makes an earthquake policy a good idea...

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Condo Insurance: Finding Your Best Coverage

Once you have found the perfect condo for your needs, your next big concern is finding the right condo insurance. Choosing the right insurance, and especially choosing the right policy will ensure that you are protected...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Three Things You Should Know before You Buy a Condo

Shopping for a condo is an important step towards independent adulthood. Choosing the right condo for your needs is an involved process. There are many things you should keep in mind while you search for the right condo,...

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Unknown Dangers in Your Home

Everyone knows to install smoke detectors to prevent fires, and to lock doors to prevent break-ins - but are there potential other dangers in your home? Here are a few that you may need to prepare yourself for better....

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Choosing the Right Home Insurance Plan

Whether you own or rent a home, it's very important to have a home insurance plan in order to feel safe and be protected in an emergency. Looking for the right plan can be stressful, but with the right information and...

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Back to School Prep

It seems like summer just began a few days ago, but now it is quickly coming to an end, and school is just around the corner for your child this fall. It can be difficult for children to get back into the school routine...

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5 Tips to Keep Your Kids Safe on Social Media

If you grew up with a rotary phone in your house, it might be difficult for you to appreciate how ubiquitous social media is in the lives of children these days. For many teenagers, social media platforms like Twitter...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Preventing the Top Causes of Car Accidents

In our last post we discussed the top three causes of car accidents in America-distracted driving, speeding and driving under the influence of alcohol or drugs. In this post we wish to address how to avoid these three...

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Top 3 Causes of Car Accidents

Every day, old and new drivers get behind the wheel and somehow cause an accident. Every year, 10 million people are involved in these accidents, and it is the highest cause of death for teenagers in America. Here are...

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Cooling the House without AC in the Summer

Summer brings with it sweltering heat that can drive anyone without an air conditioner crazy! However, there are other ways to cool down without going straight to the thermostat. Close Your Blinds - Letting in that...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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The Strangest Insurance Policies You'll Ever Come Across

Making the decision to invest in insurance is often an easy one, especially when it comes to things as important as your home, family, car, and many more things. However, there are also policies offered by insurance...

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Creating Your Best Summer Ever

Too often during the summer season families find themselves just gathering around the air conditioner to keep cool. However, summer is the best time to get outside and be adventurous. If you're in a summer slump, here...

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Is Boat Insurance Right for You?

When summer hits, everyone wishes they had a boat. If you are one of the lucky ones that is able to hit the water in style, summer can be a great time of year! Water skiing, wakeboarding, and just sitting back feeling...

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Exercise and the Mind

Exercise does more for your body than you realize - in fact, your brain benefits from exercise just as much as your abs do. Here are a few things exercise helps that you might not have known. Prevents Alzheimer's -...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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The Must-Have Perks of Renters Insurance

We all own things that we love - things that we would mourn over if we lost. It could be music collections, expensive electronics, a prized blender, a foreign painting, etc. But as much as you love your things, do you...

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DIY the Right Way

It seems that now more than ever, homeowners and families across the nation are adopting the attitude of the do-it-yourselfer. With people taking on more and more home projects by themselves, many have found that...

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Giving Your Kids the Text Talk

Seemingly from the don of mankind, parents and their teenage children have butted heads over this and that, often ending in arguments and aggravation. Because of this, communicating with your teenage children can often...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Best Insurance, we know you want to protect what's important. That's why we're offering these tips to help...

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Brushing Up On Your Insurance Literacy

A recent survey conducted by the Independent Insurance Agents and Brokers of America (IIABA) found that only 40% of people are aware of what is in their insurance policies, and only 60% of people actually do any...

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Do I Need Flood Insurance Even If I Don’t Live In a High Risk Flood Zone?

- With all the flooding that goes on in the U.S., you'd think more people would carry flood insurance. Despite all those newscasts depicting scenes of homes getting swept away by a river running down Main Street, only...

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3 Car Safety Features You Shouldn't Skip

We've come a long way since inventing the wheel, and technology has certainly improved since inventing the car. Finally, the cars of today are starting to reflect that technology in their safety features. Here are just...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Practical Preparation—72 Hour Kits

Preparation seems to be a theme in blogs of the day, but sometimes it is hard to get started-especially when it seems like there is so much to do. One of the best things you can do to get started is to make it simple...

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Your Family Emergency Plan

Sometimes the idea of unexpected disaster can feel pretty overwhelming and scary, but with a little preparation, you can turn these fearful feelings into feelings of security and excitement. As you and your family begin...

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Preparing Your Kids for Emergencies

Perhaps the most important thing you can do to prepare for an emergency is to talk about it before it happens. Especially families with kids should make plans and preparations for all types of emergencies. Here are a...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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The basics of food storage: emergency survival

Food storage may seem like a "dorky" thing to do, but really - being caught without any food or water during a natural disaster goes so beyond "dorky" you don't even want to go there. Food storage is not just for...

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Stopping Tax Fraud Before it happens!

You are just doing your civic duty when along comes a nice looking site just asking for some simple (yet quite personal) information. No one would dare take advantage of a righteous tax payer...would they? Your dang...

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Commonly Overlooked Tax Deductions

Tax season is upon all of us once again and year after year millions of Americans fail to receive the tax refund they could have received if they had been more vigilant in applying deductions. So before filing for your...

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January's Raffle Winner! Carol Aguilar

WIN UP TO $1100.00 CASH! $$$$$$$ ENTER OUR MONTHLY SWEEPSTAKES BY WRITING A REVIEW, CLICK ON THE LINK BELOW $$$$$$$ https://plus.google.com/110836635484464154626/about Our winner in January was Carol Aguilar....

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Important Documents: how long to keep them

It's amazing how much power a piece of paper can have on your life. Some control your finances, other's your marital status, and some even control your identity. If you are a little confused about what you need to keep...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Best...

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Listening to Your Car

Staying safe on the roads is always a priority when we jump in our cars each morning, but there are so many things we have to keep in mind. From watching out for other drivers and pedestrians, to listening for sirens,...

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Reasons to Weep on Valentine’s Day

You’re single. No dates. No flowers. No expensive night out. Time to weep? Nah! Singleness is not a reason to release the tear-duct-floodgates. In fact, the freedom of being single on Valentine’s Day can generate a...

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Keep Your Kids from Getting Sick

Now is the time of year when everybody starts getting sick. If you worry about your kids picking up a nasty cold at school, there are some preventative measures you can take to decrease the chances of your kids getting...

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Preventing Fires in Your Home

A fire in the home is one of the most disastrous events for any family to get through. While there are many resources and services including insurance policies that will be able to get a family back on their feet should...

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Safety Kit for your Car

You’ve probably heard about the importance of traveling with a safety kit in your car. And perhaps you’ve even thought about making one. But what do you even put in a safety kit? Well, get out a pen or paper (or simply...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Giving Back When Money is Tight

Since Charles Dickens came out with the groundbreaking novel, "The Christmas Carol" in 1843, the Christmas season has been celebrated as a holiday of giving and forgetting yourself. The foremost prominent character is...

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Traveling Tips for the Holidays

“Over the river and through the woods to grandma’s house we go...” We have all heard the song before and really it’s not a new thing to be out and traveling during the holidays. Whether for business or just for fun, it...

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Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of California. If you are gearing up to travel...

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Keeping Your Kids Safe: Tips and Tricks for Car Seat Safety

When it comes to keeping your kids safe, there is nothing you wouldn’t do, but sometimes the little things are forgotten. Remember the little things will help your children to be safer and happier in the car, and we are...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in California. Football brings with it a whole host of seasonal...

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Back to School Safety Reminders

The end of summer in California means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

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