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All You Ever Wanted to Know About Insurance

Home Insurance: Actual Cash Value Vs. Replacement Cost

Finding the right home insurance policy can be tricky-understanding it can be even trickier. Have you ever wondered about the difference between actual cash value and replacement cost? Understanding the difference will...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Finding The Best Home Insurance For You

Buying your first home is a memorable milestone in your life. Your home will have both monetary and sentimental value to you, which is why you need to make sure it's protected. The process of purchasing homeowner's...

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How to Host the Best and Easiest Thanksgiving

Even if you're an expert at hosting events and cooking dinner, having guests over for Thanksgiving can be daunting. There's a lot of pressure to provide an enormous and delicious Thanksgiving feast, which would stress...

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Home Energy Savings in the Winter

Winter is coming, and even if you live in a relatively warm area, your energy bills may go up throughout the winter season. Keeping those bills in check can help you stick to your budget and have a more successful...

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The Value of Home Insurance

Most homeowners know that their home insurance policy is important, but even though they usually have insurance, most homes are underinsured. This means that in the case of an accident, many Americas have to pay for a...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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RV Insurance and Safety

Taking a road trip in your RV sounds like a dream - until something goes wrong. Prevent any hiccups in your trip by preparing ahead of time with the proper protection: RV insurance. Here are some reasons for investing...

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How to Make Your Next RV Excursion an Adventure

The air is cool and crisp, and you are about to start off on your next big RV adventure! But how will you make your trip the best adventure you've had so far? That is where we can help! Making your RV trip an adventure...

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What Not to Do After an Accident

There are certain "must-dos and don'ts" of driving, which includes not getting into a car accident. However, accidents do happen. When they do, you need to know the must-dos and don'ts of post-collision behavior. Here...

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How to: Exchange Insurance after an Accident

Drivers never hope to be in an accident. However, those who find themselves in that scenario are often unprepared for it. There are certain steps one needs to take after an accident in order to ensure that everything...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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Earthquakes: Being Prepared

Earthquakes can be terrifying and overwhelming events, and being prepared can make a huge difference in how an earthquake will affect your life. Insurance is a great resource to protect your home in the event of an...

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Do You Really Need Earthquake Insurance?

Earthquakes are a big deal, but many people think the costs of earthquake insurance might not be worth it. In reality, Moreno Valley is at a high risk for an earthquake, and this makes an earthquake policy a good idea...

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Condo Insurance: Finding Your Best Coverage

Once you have found the perfect condo for your needs, your next big concern is finding the right condo insurance. Choosing the right insurance, and especially choosing the right policy will ensure that you are protected...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Three Things You Should Know before You Buy a Condo

Shopping for a condo is an important step towards independent adulthood. Choosing the right condo for your needs is an involved process. There are many things you should keep in mind while you search for the right condo,...

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Unknown Dangers in Your Home

Everyone knows to install smoke detectors to prevent fires, and to lock doors to prevent break-ins - but are there potential other dangers in your home? Here are a few that you may need to prepare yourself for better....

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Choosing the Right Home Insurance Plan

Whether you own or rent a home, it's very important to have a home insurance plan in order to feel safe and be protected in an emergency. Looking for the right plan can be stressful, but with the right information and...

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Back to School Prep

It seems like summer just began a few days ago, but now it is quickly coming to an end, and school is just around the corner for your child this fall. It can be difficult for children to get back into the school routine...

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5 Tips to Keep Your Kids Safe on Social Media

If you grew up with a rotary phone in your house, it might be difficult for you to appreciate how ubiquitous social media is in the lives of children these days. For many teenagers, social media platforms like Twitter...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Preventing the Top Causes of Car Accidents

In our last post we discussed the top three causes of car accidents in America-distracted driving, speeding and driving under the influence of alcohol or drugs. In this post we wish to address how to avoid these three...

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Top 3 Causes of Car Accidents

Every day, old and new drivers get behind the wheel and somehow cause an accident. Every year, 10 million people are involved in these accidents, and it is the highest cause of death for teenagers in America. Here are...

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Cooling the House without AC in the Summer

Summer brings with it sweltering heat that can drive anyone without an air conditioner crazy! However, there are other ways to cool down without going straight to the thermostat. Close Your Blinds - Letting in that...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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The Strangest Insurance Policies You'll Ever Come Across

Making the decision to invest in insurance is often an easy one, especially when it comes to things as important as your home, family, car, and many more things. However, there are also policies offered by insurance...

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Creating Your Best Summer Ever

Too often during the summer season families find themselves just gathering around the air conditioner to keep cool. However, summer is the best time to get outside and be adventurous. If you're in a summer slump, here...

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Is Boat Insurance Right for You?

When summer hits, everyone wishes they had a boat. If you are one of the lucky ones that is able to hit the water in style, summer can be a great time of year! Water skiing, wakeboarding, and just sitting back feeling...

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Exercise and the Mind

Exercise does more for your body than you realize - in fact, your brain benefits from exercise just as much as your abs do. Here are a few things exercise helps that you might not have known. Prevents Alzheimer's -...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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The Must-Have Perks of Renters Insurance

We all own things that we love - things that we would mourn over if we lost. It could be music collections, expensive electronics, a prized blender, a foreign painting, etc. But as much as you love your things, do you...

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DIY the Right Way

It seems that now more than ever, homeowners and families across the nation are adopting the attitude of the do-it-yourselfer. With people taking on more and more home projects by themselves, many have found that...

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Giving Your Kids the Text Talk

Seemingly from the don of mankind, parents and their teenage children have butted heads over this and that, often ending in arguments and aggravation. Because of this, communicating with your teenage children can often...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Best Insurance, we know you want to protect what's important. That's why we're offering these tips to help...

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Brushing Up On Your Insurance Literacy

A recent survey conducted by the Independent Insurance Agents and Brokers of America (IIABA) found that only 40% of people are aware of what is in their insurance policies, and only 60% of people actually do any...

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Do I Need Flood Insurance Even If I Don’t Live In a High Risk Flood Zone?

- With all the flooding that goes on in the U.S., you'd think more people would carry flood insurance. Despite all those newscasts depicting scenes of homes getting swept away by a river running down Main Street, only...

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3 Car Safety Features You Shouldn't Skip

We've come a long way since inventing the wheel, and technology has certainly improved since inventing the car. Finally, the cars of today are starting to reflect that technology in their safety features. Here are just...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Practical Preparation—72 Hour Kits

Preparation seems to be a theme in blogs of the day, but sometimes it is hard to get started-especially when it seems like there is so much to do. One of the best things you can do to get started is to make it simple...

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Your Family Emergency Plan

Sometimes the idea of unexpected disaster can feel pretty overwhelming and scary, but with a little preparation, you can turn these fearful feelings into feelings of security and excitement. As you and your family begin...

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Preparing Your Kids for Emergencies

Perhaps the most important thing you can do to prepare for an emergency is to talk about it before it happens. Especially families with kids should make plans and preparations for all types of emergencies. Here are a...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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The basics of food storage: emergency survival

Food storage may seem like a "dorky" thing to do, but really - being caught without any food or water during a natural disaster goes so beyond "dorky" you don't even want to go there. Food storage is not just for...

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Stopping Tax Fraud Before it happens!

You are just doing your civic duty when along comes a nice looking site just asking for some simple (yet quite personal) information. No one would dare take advantage of a righteous tax payer...would they? Your dang...

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Commonly Overlooked Tax Deductions

Tax season is upon all of us once again and year after year millions of Americans fail to receive the tax refund they could have received if they had been more vigilant in applying deductions. So before filing for your...

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January's Raffle Winner! Carol Aguilar

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Important Documents: how long to keep them

It's amazing how much power a piece of paper can have on your life. Some control your finances, other's your marital status, and some even control your identity. If you are a little confused about what you need to keep...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Best...

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Listening to Your Car

Staying safe on the roads is always a priority when we jump in our cars each morning, but there are so many things we have to keep in mind. From watching out for other drivers and pedestrians, to listening for sirens,...

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Reasons to Weep on Valentine’s Day

You’re single. No dates. No flowers. No expensive night out. Time to weep? Nah! Singleness is not a reason to release the tear-duct-floodgates. In fact, the freedom of being single on Valentine’s Day can generate a...

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Keep Your Kids from Getting Sick

Now is the time of year when everybody starts getting sick. If you worry about your kids picking up a nasty cold at school, there are some preventative measures you can take to decrease the chances of your kids getting...

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Preventing Fires in Your Home

A fire in the home is one of the most disastrous events for any family to get through. While there are many resources and services including insurance policies that will be able to get a family back on their feet should...

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Safety Kit for your Car

You’ve probably heard about the importance of traveling with a safety kit in your car. And perhaps you’ve even thought about making one. But what do you even put in a safety kit? Well, get out a pen or paper (or simply...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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