Best Insurance Services
Mar 24, 2015
In our last post, we discussed the basics of auto insurance. Today, we will take this discussion a step further by exploring the differences between comprehensive coverage and collision coverage. Understanding the types of coverage available will help guarantee you find the best auto insurance policies for you and your family. The goal in choosing coverage is to feel more confident on and off the road in all your vehicle choices.
Collision coverage works as it sounds: it helps protect you from damages that occur during an automobile accident. This includes accidents with other vehicles and stationary objects, such as a tree or lamppost. Accidents caused by inclement weather, such as sliding on ice, are also included. Here are some things to remember about collision car insurance:
Comprehensive car insurance covers almost all damage that occurs outside of an accident. Examples include damage from natural disasters, vandalism and theft, or falling objects. When looking at comprehensive car insurance, consider these points:
The main difference between collision car insurance coverage and comprehensive car insurance coverage is the amount of control you as the driver have. Collision coverage is for those things that occur while driving, while comprehensive coverage mostly includes things deemed an “act of God or nature.”
Both comprehensive car insurance and collision car insurance play an important role in protecting your vehicle and your family. When considering what type of insurance coverage you need, it is important to explore all of the options and educate yourself about the benefits and drawbacks of each type of coverage. One of the best ways to determine whether comprehensive or collision coverage might work for you, is to weigh the monetary cost of the coverage against the actual value of your vehicle.
If deciding which car insurance is right for you still feels like a daunting or complicated task, do not hesitate to contact our team of professionals at Best Insurance Services. By talking with one of our representatives, we can put you on the right path to choosing the auto insurance that best suits your needs and pocketbook. We would be happy to answer any questions you may have!
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23940-A Ironwood Ave
Moreno Valley, CA 92557
9AM - 7PM Mon - Fri
10AM - 4PM Sat